Dining and entertainment rewards
3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding Walmart® and Target®)
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Regular APR: 19.99% – 29.99% (Variable)
5.0 / 5
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on Capital One’s secure site
2% cash rewards on purchases
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
Regular APR: 20.24%, 25.24%, or 29.99% Variable APR
4.3 / 5
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
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on Wells Fargo’s secure site
3% cash back in choice category purchases (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Regular APR: 18.24% – 28.24% Variable APR on purchases and balance transfers
4.3 / 5
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
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on Bank of America’s secure site
Bank of America customers
Earn unlimited 1.5% cash back on eligible purchases
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Regular APR: 18.24% – 28.24% Variable APR on purchases and balance transfers
3.8 / 5
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
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on Bank of America’s secure site
6% cash back at U.S. supermarkets (up to $6,000 per year, 1% after)
Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
Regular APR: 19.24% – 29.99% Variable
4.4 / 5
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
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on American Express’s secure site
See Rates & Fees
, Terms Apply
Rotating cash back categories
5% cash back on up to $1,500 per quarter of rotating category purchases (activation required), then 1%
Intro Offer: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Regular APR: 17.24% – 28.24% Variable APR
4.4 / 5
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
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on Discover’s secure site
1.5% cash back on purchases
Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Regular APR: 19.99% – 29.99% (Variable)
3.8 / 5
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
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on Capital One’s secure site
Personal loan alternative
2.2% cash back on purchases upon card payment
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
Regular APR: 14.99% – 29.99%
4.2 / 5
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
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on Upgrade’s secure site
1.5% cash back on purchases
Intro Offer: N/A
Regular APR: 17.15% to 31.15% variable regular APR
3.1 / 5
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
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on USAA’s secure site
5% cash back on your top eligible category purchases each billing cycle (up to $500, then 1% cash back)
Earn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® points, which can be redeemed for $200 cash back.
Regular APR: 19.24% – 29.24% (Variable)

Up to 2% cash back (1% when you purchase and 1% when you pay)
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Regular APR: 19.24% – 29.24% (Variable)
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