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- The Amazon Prime Visa earns 5% back at Amazon and Whole Foods and offers 0% intro APR on select purchases.
- Earn an instant $200 by signing up for a new Amazon Prime Visa credit card by July 24.
- Read Business Insider’s comprehensive guide to the best credit cards to use for Amazon purchases.
Amazon Prime Day 2024 is approaching — and if you don’t already have the Prime Visa in your wallet, here’s why you should get one now.
Through July 24, new cardholders can earn a Prime Visa sign-up bonus: $200 Amazon Gift Card instantly upon approval exclusively for Prime members. You’ll get this reward instantly, so you can spend your gift card as soon as you’re approved for the Prime Visa.
The Prime Visa is one of the best cash-back credit cards of 2024. Cardholders with Amazon Prime membership earn 5% back on Amazon, Amazon Fresh, Whole Foods, and Chase Travel purchases, all without paying an annual fee.
Prime Visa
Regular APR
20.49% – 29.24% Variable
Earn a $200 Amazon gift card
Recommended Credit
Good to Excellent
- 5% cash back at Amazon, Whole Foods, and travel booked through Chase is hard to beat
- Good travel benefits and purchase protections
- No annual fee
- Must be an Amazon Prime member to qualify
- Other cards offer higher cash-back rates on non-Amazon purchases
Product Details
- Get a $200 Amazon Gift Card instantly upon approval exclusively for Prime members
- Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases with an eligible Prime membership
- Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership
- Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
- Earn unlimited 1% back on all other purchases
- No annual credit card fee
- No more waiting. Redeem daily rewards at Amazon.com as soon as the next day
- Member FDIC
If you’re an Amazon Prime member, your Prime Visa card benefits extend far beyond the initial bonus and 5% cash back. Let’s take a quick look at these additional perks.
2% bonus categories
Amazon Prime members get the best deals, but even non-members can save big with the Prime Visa. Cardholders without Amazon Prime membership earn 3% cash back on Amazon bonus categories: Amazon, Amazon Fresh, Whole Foods, and Chase Travel.
All cardholders earn 2% cash back on gas, local transit and commuting costs including rideshares, and restaurants. Finally, all other purchases earn 1% cash back. These rates rival some of the best 2% cash-back credit cards of 2024, which typically earn a flat rate across all purchases with no bonus on Amazon or Whole Foods.
0% APR on eligible purchases
Prime Visa cardholders can also opt for a zero-interest period on many purchases over $50. Most transactions over $50 are eligible for six months of 0% intro APR (then 20.49% – 29.24% Variable APR), while most purchases over $250 are eligible for a 12-month 0% interest period (then 20.49% – 29.24% Variable APR).
Earn 10% to 25% back on rotating Prime Card Offers
Eligible Amazon Prime cardholders often receive exclusive discounts on various products. Amazon states that these discounts are typically worth 10% or more, and our experts have noted that some discounts have reached or exceeded 25% in the past.
Visa Signature card benefits
The Prime Visa also includes extended warranty protection, purchase protection, various travel insurances, and access to a Visa Signature Concierge. It even comes with no foreign transaction fees, making it a good companion whenever you leave the country.
Prime Visa
Regular APR
20.49% – 29.24% Variable
Earn a $200 Amazon gift card
Recommended Credit
Good to Excellent
- 5% cash back at Amazon, Whole Foods, and travel booked through Chase is hard to beat
- Good travel benefits and purchase protections
- No annual fee
- Must be an Amazon Prime member to qualify
- Other cards offer higher cash-back rates on non-Amazon purchases
Product Details
- Get a $200 Amazon Gift Card instantly upon approval exclusively for Prime members
- Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases with an eligible Prime membership
- Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership
- Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
- Earn unlimited 1% back on all other purchases
- No annual credit card fee
- No more waiting. Redeem daily rewards at Amazon.com as soon as the next day
- Member FDIC
If you’ve been on the fence about getting an Prime Visa, this month is one of the best times to take the plunge. The $200 gift card bonus is up to 100% more than the standard welcome offer, and you’ll get the money just in time to shop Amazon Prime Day deals.
If you want to learn more about this card or have other questions, we’ve answered them all in our Amazon Prime Rewards Visa Signature card review.
SoFi Checking and Savings
Earn up to 4.60% APY on savings balances and up to a $300 bonus with qualifying direct deposit. FDIC Insured.
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