Want to earn $1,000 on a business card that costs nothing to hold onto? The Ink Business Cash® Credit Card (see rates and fees) could be for you — but you’ll have to act fast.
For months, the Chase Ink Business Cash has offered a great elevated sign-up bonus, but Chase has announced that it’s ending soon: the offer will officially end on Sept. 17, 2026 at 9 a.m. EST. If you’re serious about squeezing the most value out of a business card, now’s the time to apply.
Here’s what to know about what the Chase Ink Business Cash has to offer, plus another great option worth looking at.
Land a $1,000 bonus on the Chase Ink Business Cash while you still can
Right now with the Chase Ink Business Cash, and you can earn a $1,000 cash back bonus after spending $8,000 on the card within 4 months of opening it. Compare that to the card’s typical $750 bonus, and you’re looking at a $250 jump — 33% more value.
We know that this deal is in its final days. It will expire on Sept. 17, 2026 at 9 a.m. EST. In all likelihood, the bonus will go back to its $750 norm at that time.
The good news? The elevated bonus still has the reasonable $8,000 spend requirement. Whatever you’re spending on your business card will likely count toward that big welcome bonus.
Earn 5% cash back on office supplies, internet, and more
The Chase Ink Business Cash is more than just a great welcome bonus though. It also pays 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year, plus 2% on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Everything else earns a flat 1%.
That structure is a big reason Motley Fool Money crowned it our pick for Best Business Credit Card of 2026 — it rewards the exact expenses many small businesses carry month after month.
There’s also no annual fee to weigh against those rewards, and a 0% intro APR for 12 months on purchases gives you breathing room if you need to pay down big expenses gradually. Once that window closes, the ongoing APR settles into a 16.74% – 24.74% Variable range — plan around it before it sneaks up on you.
Want a great flat rate instead? Get the Chase Ink Business Unlimited
If tracking bonus categories sounds like more hassle than it’s worth, the Chase Ink Business Unlimited (see rates and fees) takes a simpler approach.
It’s currently offering the same limited-time bonus: Earn $750 $1,000 bonus cash back after you spend $8,000 on purchases in the first 4 months from account opening. So you’re not giving anything up on that front. But instead of bonus categories, it offers a flat 1.5% cash back on every purchase — no caps, no rotating categories, nothing to track.
For businesses whose spending jumps around from month to month — one month it’s inventory, the next it’s ad spending — that flexibility can beat out the Chase Ink Business Cash. It really comes down to whether your expenses cluster in the Chase Ink Business Cash’s bonus categories or bounce all over the place.
Is it worth applying before the offer ends?
If your business can realistically spend $8,000 on the card over 4 months, this is one of the better business card offers available right now — on either the Chase Ink Business Cash or the Chase Ink Business Unlimited. But it’s not available for much longer! These offers are only around for about another week, so now’s the time to pull the trigger if you’ve been thinking about it.
Before you commit, though, it’s worth stacking these two up against our other favorite business credit cards to make sure you’re picking the one that actually matches how you spend.